Can I use both Dueflow and Switch?

Yes! Some orgs use Switch as their bank account and Dueflow for dues. Dueflow deposits directly into your bank (including Switch), so they work well together. But for most chapters, a regular bank account + Dueflow handles everything.

Why doesn't the social pressure model work?

Showing who hasn't paid creates awkwardness but doesn't drive payments. Members ignore it or feel resentful. Dueflow's automated SMS and email reminders are direct, private, and proven to reduce late dues by 60–70% — without the social games.

What about Switch's debit cards?

Switch gives chapters virtual/physical debit cards to spend from their balance. This adds work for the treasurer (managing and assigning cards) and doesn't help with dues. Dueflow automates the hard part — getting members to pay — and deposits funds directly to your bank.

Does Switch support nationals or HQs?

No. Switch is designed for individual groups/chapters. Dueflow offers a full nationals product with chapter oversight, cross-chapter analytics, and consolidated reporting.

Why does Switch charge $100/mo for clubs?

Switch's Premium tier ($100/month, or free if you keep $50k in your account) is required for tax filings, concierge support, and their full feature set. Their free and Pro tiers have limitations on texts and features. Dueflow gives you everything — automated reminders, tracking, payment links, tax exports — included from day one at $0.

Switch is a bank. Dueflow runs your collections.

A bank account doesn't collect dues. Dueflow does.

Stripe Verified Partner

Bank-level Security

Zero Platform Fees

Just some of the chapters that chose Dueflow over Switch.

Cheaper. Faster. Same $0 platform fee.

Cheaper

$0 and unmetered

no per-member fees and no paid tiers for texting, tax tools, or support — the platform itself never costs your chapter a dollar.

Faster

Competitive rates across methods & borders

executive partnerships with additional financial rails partners give us competitive rates across payment methods and borders — not just base Stripe.

A shiny tool that tackles the wrong problems.

Switch charges up to $100/mo for its full product. Dueflow includes everything for $0.

Annual platform cost

Switch$1,200+/yr

Dueflow$0/yr

Time managing dues

Switch30h/yr

Dueflow2h/yr

You save $1,200+/year*

+ 28 hours/year

*Based on Switch Premium tier pricing ($100/month) required for collections. Free tier has limited texts and no collections. Pro ($10/mo) adds unlimited texts but still no collections.

Here's why chapters choose Dueflow over Switch.

Agent reviewing

Live

Sarah K.

$450Collected

James R.

$450Collected

Priya M.

$450Pending

3 of 48 reviewed

62%

Automated reminders, not social pressure

Switch relies on members seeing who hasn't paid. That's awkward and ineffective. Dueflow sends automated SMS and email reminders with smart retry logic — 60–70% fewer late dues without the social games.

Explore more with AI

Annual cost breakdown100 members

SwitchDueflow

Platform fee$2,400$0

Per-member fee$1,200$0

Processing4% skimLow flat

You save$6,000/yr

Full features included, not paywalled

Switch's Premium tier ($100/mo) is required for tax filings, account concierge, and their full feature set. Dueflow includes everything from day one — automated reminders, tax exports, payment tracking — for $0.

See how it works

Social Dues

Collected

$450

Social Dues - Spring '26

Chapter - Alpha Phi

Member - Sarah K.

Your money, your bank

Dueflow deposits payments directly to your existing bank account — no middleman balance, no extra steps. Use Zelle, write checks, pay vendors however you want. Your money stays where it belongs.

See the dashboard

A whole team in your corner

When you need a hand — a question at 11pm, a fix before dues go out — you get real people who answer fast. Support, engineers, and operators who actually build for you, not a ticket queue.

Santiago Schmitt

Co-Founder

Charlie Meyer

Co-Founder & CTO

Sam Cooper

Head of GTM Finance & Strategy

Neil Garag

Strategy

Dani Schneider

Product

Vibhu Gangina

Engineering

Logan Chasen

Growth

Jasmin Yu

Growth

Kasra Kiani

Growth

Nayan Soni

Growth

Abygale Kovacs

Growth

Gesaria Motwani

Growth

Jacqueline Wei

Growth

Built on bank-grade infrastructure. We never touch your money. Meet the team

No Zelle, no flexibility.

Switch's collections feature is locked behind their $100/mo Premium tier. On the free plan, you get limited text blasts and zero automation. With Dueflow, automated reminders and full collections are included from day one — no upsells, no tiers.

Get started in minutes.

Whether you're collecting dues for 40 people or 200, Dueflow is live the same day – no training, no consultants, no mess.

Switch to Dueflow

5 mins

from sign up to sending your first dues request¹

per member fees, and 0 percentage skims. Members pay a small, flat, processing fee.

of funds withheld. We never touch your money.

Fraternity Chapter

“There was no Zelle, fees just to move our own money, and I was stuck managing virtual cards for every single expense. And after all that, we still didn't have a way to actually collect dues. With Dueflow, I went from spending hours every week on dues to basically not thinking about it.”

Chapter TreasurerFraternity Chapter

¹Based on average onboarding time for new Dueflow users, measured from account creation to first payment request sent.

A bank account is not a collections platform.

Feature	dueflow	Switch
Monthly platform fee	$0	Up to $100/mo for clubs (or lock up $50k)
Text/SMS reminders	Unlimited automated	Limited on free — $10/mo for unlimited
Physical debit cards	Use your own bank	Only 2/year on Pro ($10/mo)
Tax filings (990N/990EZ)	Clean exports included	Only on Premium ($100/mo)
Automated payment reminders	Included free	Limited — texts cost extra
Zelle	Yes	No
Nationals	Yes	No
BNPL	Yes	No

Modern dues collection for fraternities and sororities.

Built by treasurers, for treasurers.

✦Smart reminders

Active

Sarah K.

SMS · 2h ago

Opened

James R.

Email · 4h ago

Paid

Priya M.

SMS · 1d ago

Retry #2

SMS + emailAuto-retry on

Dueflow intelligence

How can we reduce late dues?

Dueflow's automation does the work for you. Smart reminders and retries mean fewer late dues and less chasing — no social pressure needed.

Explore more with AI

Billing cycles3 active

Spring duesActive

48/52 collected$21,600

Social feeActive

44/52 collected$2,600

Housing Q2Closed

12/12 collected$14,400

Collect & reconcile

Collect dues and reconcile in one place.

Every payment is recorded, categorized, and exportable—so bookkeeping stays clean and officer handoffs are painless. No spreadsheet tracking required.

See reconciliation

Payment methods4 enabled

💳

Card

Visa, MC, Amex

🏦

ACH

Direct debit

🍎

Apple Pay

One-tap

🛍️

Klarna

Buy now, pay later

Payments

Modern payment options members actually use.

Cards, ACH, Apple Pay, Klarna—and flexible fee settings. Collect faster with less friction.

See payment methods

Switch vs Dueflow: Common Questions

Ready to automate collections?

Join chapters who realized a bank account isn't a collections platform.

No credit card required • Setup in under 5 minutes

*Based on Switch Premium tier pricing ($100/month) required for collections. Free tier has limited texts and no collections. Pro ($10/mo) adds unlimited texts but still no collections.