Crowded is a bank account with dues collection. Dueflow is dues collection for the bank account you already have.
Crowded (bankingcrowded.com) gives nonprofits and Greek chapters a digital checking account with debit cards, dues collection, and Form 990 filing; its Essentials plan is $0 a month and dues paid by ACH cost $5 per transaction, cards 2.99% (minimum 60¢). Dueflow charges chapters and nationals a published $0 platform fee, members pay a flat $2–$15 ACH fee, and collected dues pay out to your chapter's existing bank account – plus payment plans, reimbursements, budgeting, a store, QuickBooks sync, and an AI assistant.
Dueflow is free for chapters and nationals – $0 platform fees forever. Members pay a small processing fee per payment.
Last updated October 10, 2026
What is the difference between Dueflow and Crowded?
Crowded is a nonprofit banking platform with a Greek life vertical: the chapter opens a digital checking account with Crowded's partner bank and collects dues into it, with an Essentials plan at $0 a month, Pro at $49.99 a month, $5 per ACH dues payment, 2.99% (minimum 60¢) per card payment, and $99 to $499 per Form 990 filing. Dueflow charges chapters no platform or per-member fee – a 100-member chapter pays $0 a year and members cover processing when they pay. Dueflow pays out to the bank account the chapter already has, members pay a flat $2 to $15 ACH fee, and payment plans, reimbursements, budgeting, a store, QuickBooks sync, and Form 990 workpapers with CPA review are included.
Chapters and nationals running on Dueflow.
Two published $0 tiers. Very different fee schedules.
Crowded's pricing page lists Essentials at $0 per month (1 admin seat, up to 2 sub accounts, ticket-only support), Pro at $49.99 per month or $480 a year, and a Custom tier by demo. On top of the plan, its fee schedule charges $5 per ACH collection, 2.99% (minimum 60¢) per card payment, 3.99% + 50¢ in person, $2.49 per outgoing ACH, $8 per physical card, and $99–$499 per Form 990 filing. Dueflow's pricing page lists $0 for chapters and nationals with no per-member, setup, or filing-tier fee; the member pays a flat $2, $10, or $15 ACH fee by dues size, shown at checkout.
Cost comparison
Crowded
$0–$480/yr
Dueflow
$0
Time managing dues
Crowdedhours, per year
6h
Dueflowhours, per year
2h
Savings$0 vs $0–$480/yr + per-payment fees
Hours back each year4h
*Crowded figures are from bankingcrowded.com/pricing as of October 2026: Essentials $0/mo, Pro $49.99/mo ($480/yr), card processing 2.99% min 60¢, ACH processing $5/transaction, in-person 3.99% + 50¢, outgoing ACH $2.49, physical cards $8, Compliance Suite $500/yr, Form 990 filing $99/$249/$499 by gross receipts. Crowded's page does not say whether the chapter or the member pays the dues processing fee. Hours are estimates: Crowded requires opening a new deposit account with its partner bank and moving chapter funds into it; Dueflow connects to the bank account you already use and most chapters send their first dues request within 5 minutes of signing up. Banking services on Crowded are provided by a partner bank per its own disclosure.
When to choose Dueflow, and when Crowded may fit.
We're biased, so here is the honest split.
Reminders · Fall 2026 dues
9 members overdue
Automatic
Sarah K.$450Paid
James R.$450Paid
Priya M.$450Overdue
Send reminders
9 reminders scheduled · SMS + email
Choose Dueflow if you want to keep your bank and just collect dues better
Payment plans, reminders, reimbursements, budgets, and a store on top of the bank account you already have, at $0 to the chapter.
Crowded may fit if your chapter has no bank account and wants one
A new or unbanked chapter, or an HQ that wants every chapter inside one tiered bank account with frozen-fund controls, is the case Crowded's site is built around.
When you need a hand – a question at 11pm, a fix before dues go out – you get real people who answer fast. Support, engineers, and operators who actually build for you, not a ticket queue.
Santiago SchmittCo-Founder
Charlie MeyerCo-Founder & CTO
Sam CooperHead of Partnerships
Neil GaragStrategy
Dani SchneiderProduct
Vibhu GanginaEngineering
Theo CaploweHead of Partnerships, EMEA
Jasmin YuGrowth Lead
Logan ChasenProduct Manager
Abygale KovacsGrowth
Gesaria MotwaniGrowth
Built on bank-grade infrastructure. We never touch your money.
$0Dueflow platform fee for chapters and nationals, published on /pricing. Crowded Essentials: $0/mo; Pro: $49.99/mo.
$2Dueflow member ACH fee on dues under $100 ($10 for $100–$399, $15 for $400+). Crowded: $5 per ACH collection on every plan.
2.99%Crowded card processing fee, minimum 60¢ (3.99% + 50¢ in person), per its fee schedule. Dueflow card fee: $5 under $100, $10 + 3.3% for $100–$399, $15 + 3.3% for $400+, paid by the member.
$8Crowded physical debit card. Dueflow issues virtual officer cards with spending limits and 0.5% cashback on completed purchases once your organization's cashback is set up, at $0.
Dueflow vs Crowded, feature by feature
Published pricing
DueflowIncluded: $0 platform fee for chapters and nationals, member fee table on /pricing
CrowdedIncluded: Essentials $0/mo, Pro $49.99/mo ($480/yr), Custom by demo; full fee schedule on /pricing
Self-serve signup
DueflowIncluded: Create an account and send dues in about 5 minutes, no sales call
CrowdedIncluded: 'Get started' on Essentials and Pro; Custom and Greek life pages route to 'Book a Demo'
Keeps your existing bank account
DueflowIncluded: Payouts go to the chapter's current bank account; nothing to move
CrowdedNot included: Crowded is the bank account: a new digital checking account with its partner bank, funds move in
Included: AI-generated 990 filing: $99 / $249 / $499 by gross receipts, or Compliance Suite $500/yr
AI finance assistant
Included: Plain-English answers on outstanding dues, rates, and trends
Included: 'Solly AI' for nonprofit data
Contracts
Included: No contracts
Included: Monthly or annual plans; annual billed at 20% off
Dues software that works with the bank you already have.
Crowded bundles dues collection into a new bank account. Dueflow leaves the chapter's bank where it is and covers the money side end to end: dues, payment plans, reimbursements, budgets, bank sync, store, accounting sync, and tax filing.
Smart reminders
Fall 2026 dues
Active
Sarah K.SMS · 2h agoOpened
James R.Email · 4h agoPaid
Priya M.SMS · 1d agoRetry Fri
SMS + emailAuto-retry on
No bank migration
Keep your account, change your dues tool.
Switching to Crowded means opening a new deposit account, moving funds, and re-pointing every autopay and vendor. Dueflow connects to the account the chapter already uses and pays collected dues straight into it.
Crowded charges $5 per ACH collection. Dueflow's member fee is a flat $2 on dues under $100, $10 for $100–$399, and $15 for $400+, disclosed at checkout, and the chapter always receives the full dues amount.
Installments, partial payments, Klarna, and reminders that stop when the member pays are built in. Crowded's Greek life page lists requests and reminders but no payment plans.
Dueflow wrote this page, so read it as a vendor comparison. Here is exactly what we compared, where the numbers came from, and when we last checked them – verified October 10, 2026.
What we compared
A 100-member chapter over a full academic year (two semesters), the size we see most often.
Platform and per-member fees only. Payment processing fees are listed separately because on Dueflow the member covers them, so the chapter's platform cost is $0.
Published list pricing where the competitor publishes it. Where it does not, the figure is an estimate and we say so on this page.
How we priced Crowded
Crowded publishes its pricing: Essentials $0/month, Pro $49.99/month ($480/year), Custom by demo, plus a fee schedule of $5 per ACH collection, 2.99% (minimum 60¢) per card payment, 3.99% + 50¢ in person, $2.49 per outgoing ACH, $8 per physical card, $20 per additional sub account per month, and $99/$249/$499 per Form 990 filing. The pricing page does not say whether the chapter or the member pays the dues processing fee, so this page compares the published schedule and shows no per-member dollar estimate.
Sources
Crowded – Pricing (opens in a new tab) – Plan tiers (Essentials, Pro, Custom) and the full processing, card, sub-account, and Form 990 filing fee schedule.
Crowded – Greek Life (opens in a new tab) – Advertised Greek life feature set: digital bank account, dues collection by Apple Pay, card, and ACH, reminders, debit cards, Form 990 filing, and the bank-account-first positioning.
Dueflow's price is $0 for chapters and nationals, published, with payment plans, reimbursements, budgeting, store, QuickBooks sync, and AI included – no new bank account required.
No credit card required • Setup in under 5 minutes
We're biased – Dueflow wrote this page. Every Crowded claim above comes from bankingcrowded.com and crowdedfinance.com (pricing, Greek life, and sub accounts pages) as reviewed in October 2026; where Crowded's site does not mention a feature we say 'not listed' rather than 'not offered'. Crowded's banking services are provided by a partner bank per its own disclosure. Spot something outdated? Email hello@dueflow.co and we'll fix it.